OneCare TPD Cover

TPD Cover pays a lump sum if you are diagnosed with a total and permanent disability.

Key Features

  • Choice of cover types. Choose a definition which suits your occupation, including home-makers and those who are not working.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
  • Choice of benefit. Choose to receive your benefit as a lump sum or in instalments.
  • Increasing cover. Increase your sum insured as your life changes, without having to do any medical tests.
  • Extra Care Cover. Add up to three additional benefits to your TPD Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Qantas Points – you can start earning Qantas Points on premiums paid for eligible OnePath insurance policies (terms and conditions apply*)

Who is it for?

  • People with debts and dependants
  • Business owners
  • Home-makers

More Information

OneCare Product Disclosure Statement (PDS) ( 1 MB PDF )

OneCare is issued by Zurich Australia Limited (Zurich, OnePath) ABN 92 000 010 195 AFSL 232510. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. Zurich is not a related body corporate of OnePath Custodians.

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product. Furthermore, this product has been designed to meet certain objectives, financial situations and needs, which are described in our Target Market Determination available here.

* You must be a Qantas Frequent Flyer member and correctly register your Qantas Frequent Flyer membership details with OnePath to earn Qantas Points on eligible insurance policies. Eligible insurance policies are the policies listed in the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’ available at onepath.com.au/qff-terms-conditions, as defined for ‘Eligible OnePath Insurance Policy’. A joining fee usually applies. However, OnePath has arranged for this to be waived for new customers who join at qantas.com/onepathjoin. This complimentary join offer may be withdrawn at any time. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at qantas.com/terms. The maximum number of points you can earn on eligible policies is capped at 20,000 points per year, per policy. Qantas Points accrue in accordance with and subject to the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these products or the information provided by OnePath in this communication.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.