Small business insurance
You’ve got a business and a family to protect. With OneCare life insurance you can have the flexibility to do it all under one policy.
OneCare Key Features
- Lifestyle protection. Use the flexibility of OneCare to protect yourself and your family from the financial consequences of sickness and injury.
- Succession planning. Use life insurance to fund a buy sell arrangement between yourself and a business partner.
- Key person insurance. Take out life insurance on a key employee whose loss would have a significant impact on your business.
- Debt protection. Use life insurance to eliminate your personal and business debts if you die or are totally disabled.
- Business expenses. Take out Business Expense Cover to help pay your fixed business expenses if you are totally or partially disabled.
Who is it for?
- Sole traders
- Partnerships
- Business owners with up to 10 employees
Zurich Australia Limited, trading as OnePath Life (ABN 92 000 010 195, AFSL 232510) (Zurich or OnePath) issues OneCare including OneCare External Master Trust and OneCare SMSF.
Brighter Super Trustee (ABN 94 085 088 484, AFSL 230511, RSE L0000178) (Trustee) is the trustee of Brighter Super (ABN 23 053 121 564, RSE R1000160) (Fund) and the issuer of OneCare Super. Zurich is the administrator and insurer for OneCare Super.
This information does not take into account your personal objectives, financial situation or needs. You should consider these factors and the appropriateness of the information to you. Consider seeking advice specific to your individual circumstances from an appropriate professional. You should also consider the relevant Product Disclosure Statement (PDS) for the product available at OneCare Policy Terms | OnePath or by calling us on 133 667 in deciding whether to acquire or continue to hold the product. Furthermore, some relevant products have been designed to meet certain objectives, financial situations and needs, which are described in its Target Market Determination available at Target Market Determinations | OnePath.
OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.