OneCare TPD Cover
TPD Cover pays a lump sum if you are diagnosed with a total and permanent disability.
Key Features
- Choice of cover types. Choose a definition which suits your occupation, including home-makers and those who are not working.
- Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
- Choice of benefit. Choose to receive your benefit as a lump sum or in instalments.
- Increasing cover. Increase your sum insured as your life changes, without having to do any medical tests.
- Extra Care Cover. Add up to three additional benefits to your TPD Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
- Qantas Points – you can start earning Qantas Points on premiums paid for eligible OnePath insurance policies (terms and conditions apply*)
Who is it for?
- People with debts and dependants
- Business owners
- Home-makers
More OneCare options
OneCare provides a full range of insurance covers, including:
- Life Cover
- Total and Permanent Disability (TPD) Cover
- Trauma Cover
- Income Secure Protection
- Business Expense Cover
- Living Expense Cover
- Child Cover
- Extra Care Cover
More Information
Zurich Australia Limited, trading as OnePath Life (ABN 92 000 010 195, AFSL 232510) (Zurich or OnePath) issues OneCare including OneCare External Master Trust and OneCare SMSF.
Brighter Super Trustee (ABN 94 085 088 484, AFSL 230511, RSE L0000178) (Trustee) is the trustee of Brighter Super (ABN 23 053 121 564, RSE R1000160) (Fund) and the issuer of OneCare Super. Zurich is the administrator and insurer for OneCare Super.
This information does not take into account your personal objectives, financial situation or needs. You should consider these factors and the appropriateness of the information to you. Consider seeking advice specific to your individual circumstances from an appropriate professional. You should also consider the relevant Product Disclosure Statement (PDS) for the product available at OneCare Policy Terms | OnePath or by calling us on 133 667 in deciding whether to acquire or continue to hold the product. Furthermore, some relevant products have been designed to meet certain objectives, financial situations and needs, which are described in its Target Market Determination available at Target Market Determinations | OnePath.
* You must be a Qantas Frequent Flyer member and correctly register your Qantas Frequent Flyer membership details with OnePath to earn Qantas Points on eligible insurance policies. Eligible insurance policies are the policies listed in the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’ available at onepath.com.au/qff-terms-conditions, as defined for ‘Eligible OnePath Insurance Policy’. A joining fee usually applies. However, OnePath has arranged for this to be waived for new customers who join at qantas.com/onepathjoin. This complimentary join offer may be withdrawn at any time. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at qantas.com/terms. The maximum number of points you can earn on eligible policies is capped at 20,000 points per year, per policy. Qantas Points accrue in accordance with and subject to the ‘OnePath and Qantas Frequent Flyer Rewards terms and conditions’. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these products or the information provided by OnePath in this communication.
OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.