OneCare Business Expense Cover
For business owners, Business Expense Cover recognises how much your business needs you. It pays a monthly benefit to cover your fixed business expenses if you are totally or partially disabled - helping your business stay afloat.
Key features
- Increasing cover. Get a monthly benefit that increases in line with inflation each year.
- Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
- Extra Care Cover. Add up to three additional benefits to your Business Expense Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
- Family protection. Protect the whole family by adding Child Cover to your policy. Find out more.
Who is it for?
- Business owners
- Sole traders
- Partnerships
More OneCare options
OneCare provides a full range of insurance covers, including:
- Life Cover
- Total and Permanent Disability (TPD) Cover
- Trauma Cover
- Income Secure Protection
- Business Expense Cover
- Living Expense Cover
- Child Cover
- Extra Care Cover
Zurich Australia Limited, trading as OnePath Life (ABN 92 000 010 195, AFSL 232510) (Zurich or OnePath) issues OneCare including OneCare External Master Trust and OneCare SMSF.
Brighter Super Trustee (ABN 94 085 088 484, AFSL 230511, RSE L0000178) (Trustee) is the trustee of Brighter Super (ABN 23 053 121 564, RSE R1000160) (Fund) and the issuer of OneCare Super. Zurich is the administrator and insurer for OneCare Super.
This information does not take into account your personal objectives, financial situation or needs. You should consider these factors and the appropriateness of the information to you. Consider seeking advice specific to your individual circumstances from an appropriate professional. You should also consider the relevant Product Disclosure Statement (PDS) for the product available at OneCare Policy Terms | OnePath or by calling us on 133 667 in deciding whether to acquire or continue to hold the product. Furthermore, some relevant products have been designed to meet certain objectives, financial situations and needs, which are described in its Target Market Determination available at Target Market Determinations | OnePath.
OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.