We provide a comprehensive range of award-winning insurance covers and products to suit your financial circumstances.

For your individual needs

Life Cover

Helps you secure a financial future by paying a lump sum, or instalments, if you die or are diagnosed with a terminal illness.

  • Families who require cover for living expenses

Trauma Cover

Trauma Cover can help you recover financially from a range of serious medical conditions, including cancer and heart attack.

  • People with debts and dependants
  • Home-makers

TPD Cover

To help manage your long-term financial obligations if you suffer a total & permanent disability.

  • People with debts and dependants
  • Self-employed

Child Cover

Child Cover protects families from the costs associated with childhood accidents and illness, allowing a parent to take time off work.

  • Paying out-of-pocket medical expenses

Income Secure Protection

Available for a wide range of workers and occupations, OneCare Income Secure lets you choose the type of policy that works for you.

  • Comprehensive cover
  • Flexibility of choice

Living Expense Cover

For home-makers, this cover recognises the value of what you do everyday. It pays an agreed monthly benefit if you are significantly disabled.

  • Allowing your spouse to take time off work

To help you achieve your business goals

Business Expense Cover

This cover recognises how much your business needs you. It pays a benefit to cover your business expenses if you are totally or partially disabled.

  • Keeping your business running without you

OneCare is issued by Zurich Australia Limited (Zurich, OnePath) ABN 92 000 010 195 AFSL 232510. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. Zurich is not a related body corporate of OnePath Custodians.

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product. Furthermore, this product has been designed to meet certain objectives, financial situations and needs, which are described in our Target Market Determination available here.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at