OneCare Living Expense Cover

Living Expense Cover pays an agreed monthly benefit if you are significantly disabled.


Key features

  • Retirees and home-makers. Protect the non-financial contribution you make to the household.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family, to reduce your premiums.
  • Extra Care Cover. Add up to three additional benefits to your Living Expense Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Increasing cover. Get a monthly benefit that increases in line with inflation each year.
  • Family protection. Protect the whole family by adding Child Cover to your policy. Find out more.


Who is it for?

  • Home-makers.
  • Retirees.
  • Part-time employees.

More OneCare options

OneCare provides a full range of insurance covers, including:



OneCare is issued by Zurich Australia Limited (Zurich) trading as OnePath Life (OneCare) ABN 92 000 010 195 AFSL 232510. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. Zurich and OnePath Custodians are not related bodies corporate.  

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product. Furthermore, this product has been designed to meet certain objectives, financial situations and needs, which are described in our Target Market Determination available here.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at www.fsc.org.au.