OneCare Business Expense Cover

For business owners, Business Expense Cover recognises how much your business needs you. It pays a monthly benefit to cover your fixed business expenses if you are totally or partially disabled - helping your business stay afloat.

Key Features

  • Increasing cover. Get a monthly benefit that increases in line with inflation each year.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
  • Extra Care Cover. Add up to three additional benefits to your Business Expense Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Family protection. Protect the whole family by adding Child Cover to your policy. Find out more.

Who is it for?

  • Business owners
  • Sole traders
  • Partnerships

OneCare is issued by OnePath Life Limited (OnePath Life) ABN 33 009 657, 176 AFSL 238341. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. OnePath Life is not a related body corporate of OnePath Custodians.

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at