Terms of use

This website www.onepath.com.au and its related portals (“the Site”) is operated for and on behalf of the following entities

  • Zurich Australia Limited ABN 92 000 010 195; AFSL 232510
  • Zurich Australian Insurance Limited ABN 13 000 296 640; AFSL 232507

(together “OnePath Insurance”)


  • OnePath Custodians Pty Limited ABN 12 008 508 496; AFSL 238346
  • OnePath Funds Management Limited ABN 21 003 002 800; AFSL 238342

(together “OnePath Superannuation & Investments”)

The OnePath Insurance entities and OnePath Superannuation & Investments entities are not related parties.

In these Terms of Use (“Terms”), “we”, “us” and “our” refers to either OnePath Insurance and/or OnePath Superannuation & Investments, and its related bodies corporate and its and their authorised agents or service providers, as the context requires.

Except where otherwise specified, “You”, “you”, and “Your”, and “your” in these Terms refers to an individual user, which may or may not  be required to be registered in order to use this Site.

Your access to the Site is subject to the terms and conditions set out in this notice, either the Zurich Privacy Policy (which applies to OnePath Insurance), or the OnePath Superannuation & Investments Privacy Policy (which applies to OnePath Superannuation & Investments), notices, disclaimers and any other terms and conditions or other statements contained on the Site (referred to collectively as “the Terms”). By using the Site you agree to these Terms.

The Site is for the use of persons in Australia only. References to currency are in Australian dollars.

Any general financial advice on the Site is provided by each of the OnePath Insurance entities, and each of the OnePath Superannuation & Investments entities, as the case may be.

Because the information in the Site is general in nature, it may not be relevant to your individual circumstances. Before making any investment, insurance or financial planning decisions, you should consult a professional adviser, who can help you decide whether your decision is appropriate for you.

While we make every effort to ensure the information in the Site is correct, we do not warrant its accuracy or completeness. To the extent permitted by law, OnePath Insurance and OnePath Superannuation & Investments and its directors, employees and agents are not liable for any loss or damage incurred by any person as a result of any error in any information, opinion or recommendation in the Site.

Nothing in the Site is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment in a product issued by an OnePath Insurance entity or an OnePath Superannuation & Investments entity.

While this Site has its virus protection software regularly updated, we cannot ensure against malicious attacks on the Site. It is your responsibility to ensure that any downloads made from the Site and emails received in your system are scanned for viruses. Further, we do not guarantee that the Site or the information contained in it will be free from unauthorised access, or that access to the Site will be uninterrupted. Nor, will we be liable for any loss, damage, claim or expense arising from unauthorised access to the Site or the information (including client records) contained in it.

The OnePath Insurance entities and the OnePath Superannuation & Investments entities own copyright in their content unless otherwise indicated. The Site also contains a number of trademarks, logos and symbols which are either owned by the relevant OnePath entity or used with the permission of the owners.

You may use the information in the Site for your personal reference only. Except as permitted by the Copyright Act 1968 (Cth) or other applicable laws, you must not reproduce, adapt, upload, download, link to, frame, perform in public, transmit or distribute any content from this Website or any part of it (in whatever form or by whatever process) without our prior written approval. OnePath Insurance and OnePath Superannuation & Investments will not be responsible for any loss or damage arising from any of the above acts which are not authorised by that party.

The Site may contain links to other websites operated by unrelated third parties ("Third Party Sites"). We do not endorse or approve the operators of such websites or the information contained in them. We make no warranty about any information, products or services available on Third Party Sites, and we are not responsible for any content of Third Party Sites accessed via the Site.

Use and disclosure of personal information

We will only use and disclose information about you or information you provide in accordance with the relevant Privacy Policy (as it relates to each of the OnePath entities) which can be accessed by clicking on the following link:

By using or accessing the information on this Site, you are also agreeing to the collection, use, storage and disclosure of your personal information in accordance with the relevant Privacy Policy.