Small business insurance

You’ve got a business and a family to protect. With OneCare life insurance you can have the flexibility to do it all under one policy.

OneCare Key Features

  • Lifestyle protection. Use the flexibility of OneCare to protect yourself and your family from the financial consequences of sickness and injury.
  • Succession planning. Use life insurance to fund a buy sell arrangement between yourself and a business partner.
  • Key person insurance. Take out life insurance on a key employee whose loss would have a significant impact on your business.
  • Debt protection. Use life insurance to eliminate your personal and business debts if you die or are totally disabled.
  • Business expenses. Take out Business Expense Cover to help pay your fixed business expenses if you are totally or partially disabled.

Who is it for?

  • Sole traders
  • Partnerships
  • Business owners with up to 10 employees

You want to know you’ve got market-leading life insurance, all of the time. That’s why we regularly review and update our products with new features and benefits.

For a summary of the latest enhancements to the OneCare product range – automatically added to your policy at no cost, click here for more information.

OneCare is issued by Zurich Australia Limited (Zurich) trading as OnePath Life (OneCare) ABN 92 000 010 195 AFSL 232510. OneCare Super is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346. Zurich and OnePath Custodians are not related bodies corporate.  

This information is of a general nature and has been prepared without taking into account your objectives, financial situation and needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. We recommend you read the relevant Product Disclosure Statement (PDS) available here or by calling 133 667 before deciding to acquire, or to continue to hold the product. Furthermore, this product has been designed to meet certain objectives, financial situations and needs, which are described in our Target Market Determination available here.

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at

How to apply

  • Speak to your adviser or phone us on 133 667

More Information