Integra Super

Integra Super

If you’re a member of Integra Super, your employer has given you access to a flexible, cost-effective super solution – with a range of features and benefits for you.

If you have not made an investment choice, your super may change with the government’s new MySuper regulations. Visit our MySuper microsite to find out what the changes may mean for you.

Overview

Key Features

  • A wide choice of over 55 investment funds with unlimited free switching
  • Access to comprehensive insurance cover for death, disablement and income protection
  • Access to InvestorBenefits – with exclusive banking, lifestyle and entertainment offers for members

Features

Being a member of Integra Super gives you access to a range of benefits now, and into the future. These include:

  • An online Member Super Centre that includes interactive online financial education, calculators and seminars
  • Exclusive banking, lifestyle and entertainment benefits via OnePath’s InvestorBenefits package
  • A wide choice of over 55 investment funds with unlimited free switching
  • Access to comprehensive insurance cover for death, disablement and income protection
  • Competitive pricing with group fee discounts
  • Hassle-free rollover assistance from other super funds you may have
  • Convenient online transacting and contribution options, such as BPAY®
  • Helpful and efficient telephone and online customer service
  • The ability to keep many of your benefits when you change jobs

Wide investment choice

Integra Super allows you to choose from over 55 different investment funds – spread across a wide range of investment styles and asset classes.

These include single manager, multi-manager, sector specific, diversified, index, ethical, alternate, domestic and international investment funds.

OptiMix

A range of OptiMix Manage the Managers (MTM) funds

OnePath

A range of Multi-manager and single sector funds designed by OnePath

Leading fund managers

A range of investment funds, managed by a selection of leading fund managers

Pricing

With access to group rates negotiated by your employer, Integra Super offers exceptional value for its members. These rates are also made possible by OnePath’s size, scale and expertise in managing group super funds.

Type of fee or cost

Amount (after-tax)

Establishment Fee
Contribution Fee
Termination Fee
Member Fee



Withdrawal Fee
Investment Management Fee

Nil
Up to 7.06%* (6.00% after tax)
Nil
Nil for account balances greater than $30,000
$51 p.a (net) for plans actively using EasyTransact
$80.75 p.a (net) for plans not actively using EasyTransact

$60 ($51 net)
0.29% p.a to 1.53% p.a

Administration Fee†

Fees are discounted on a sliding scale dependent on the total plan balance.

Administration Fee of up to 1.89% p.a (1.61% p.a after tax). This may be tiered based on the total employer plan balance or set at a flat rate.

A fee of 1.29% p.a (1.10% p.a after tax is calculated and deducted from the assets of the investment fund and included in the investment fund’s daily unit price.

In addition, an Administration Fee adjustment (rebate or additional fee) may be applicable based on the employer plan balance. The Administration Fee paid will not exceed a total of 1.89% p.a (1.61% p.a after tax).

A flat Administration Fee commission may have been negotiated between the employer and adviser and is payable to the adviser.

Upon the member’s transfer through to Integra Super Personal, the Administration Fee is tiered as per the table below:

 

Amount

Fee

(after-tax)

First $100,000
Next $100,000
Next $100,000
Next $200,000
Amounts over $500,000

1.29% p.a.
1.06% p.a.
1.00% p.a.
0.94% p.a.
0.82% p.a.

(1.10% p.a.)
(0.90% p.a.)
(0.85% p.a.)
(0.80% p.a.)
(0.70% p.a.)

Investment Switching Fee§

Not Applicable

The above information is summary only. For full details of fees and costs please refer to the Integra Super Product Disclosure Statement, Member, Investment Choice and Insurance Guides.

*For a member of a plan that commenced after 1 October 1998, the maximum Contribution Fee is up to 5% (4.25% after tax).
†This fee includes an amount payable to the employer plan’s financial adviser.
§May incur a buy/sell spread when the money moves in or out of an investment fund

Forms & brochures

Fund performance

Updates

Product update Date

  2013 Annual Statements – additional explanatory notes  (63kB PDF)

August 2013

 Government increases to the Australian Prudential Regulation Authority (APRA) Levy (143kB PDF)

August 2013

 Update to Product Disclosure Statement: Standard Risk Measures (104kB PDF)

July 2013

 Change of underlying fund for the AXA Global Equity Value Fund (63kB PDF)

July 2013

 Reduction to Withdrawal Fee from 1 July 2013 (104kB PDF)

July 2013

 Product update and continuous disclosure (44kB PDF)

July 2013

 OnePath and OptiMix Diversified Funds – updated disclosure for Alternative Assets (45kB PDF)

July 2013

 BlackRock Asset Allocation Alpha Fund update – transition to a replacement fund (41kB PDF)

June 2013

 Strategic asset allocation changes to the OnePath Capital Stable and One Path Capital Guaranteed Funds (41kB PDF)

June 2013

 BlackRock Asset Allocation Alpha Fund - termination date extended (47kB PDF)

April 2013

 Update – BlackRock Asset Allocation Alpha Fund (41kB PDF)

March 2013

 AXA funds to adopt AMP branding (44kB PDF)

November 2012

 2012 Annual Statements – additional explanatory notes (57kB PDF)

September 2012

 Product Disclosure Statements – legislation changes 2012 (42kB PDF)

July 2012

 Update on Challenger – introducing Fidante Partners (30 kB PDF)

June 2012

 Strategic asset allocation changes to BlackRock Scientific Diversified Growth fund  (49kB PDF)

April 2012

 Corporate Super and Integra Super - product update February 2012 (49kB PDF)

February 2012

 OnePath Significant Event Notice 27 Feb 2012 (68kB PDF)

February 2012

 OnePath Significant Event Notice 17 Feb 2012 (68kB PDF)

February 2012

Notification of termination and wind-up of investment funds (32 kB PDF)

February 2012

Change to underlying manager of international shares for Perpetual funds (54kB PDF)

September 2011

2011 Annual Statements - additional explanatory notes (64kB PDF)

July 2011

Important update – OnePath Protected Growth Fund and OnePath Protected Growth Fund No.2 (58kB PDF)

July 2011

Schroder Balanced fund (70kB PDF)

April 2011

FAQs

How can I make personal contributions to my super?

Click here (70kb PDF) to find out more.

Where can I find out more about superannuation and other investment fundamentals?

Visit the Super Learning Centre to access a range of tips, tools and calculators which can help you gain a better understanding of your super. Watch an online tutorial or use a calculator to learn more about the basics of super, how much super is enough and how you can reach your retirement savings goals.

Where can I find more information about the Choice of Superannation Fund legislation

Choice of Superannuation Fund legislation has been introduced by the Federal Government to allow employees, with some exceptions, to choose their own super fund for their Superannuation Guarantee contributions – putting them in control of what could be their biggest source of retirement savings.

The ability to choose a superannuation fund commenced on 1 July 2005

You can find out more about Choice of Superannuation Fund by:

If you already have your superannuation with OnePath you are well placed in the Choice of Superannuation Fund environment, and can feel confident that you are supported by one of the largest and most highly respected providers of superannuation and insurance in the Australian marketplace. With OnePath, the choice is already yours!

  • Choice of a wide range of individual investment options
  • Choice of over a dozen of the world's leading investment managers, including OnePath and OptiMix Manage-the-Managers Portfolios
  • Choice to switch between investment options at any time
  • Choice to structure your portfolio in line with your financial needs and goals
  • Choice of insurance options that can include Death Only cover, Death and TPD, and Group Salary Continuance
  • Choice to roll-over your super on retirement into a selection of pension products, ensuring significant tax benefits
  • Choice of on-line and telephone servicing
  • Choice to learn more about super and investing at any time, through OnePath’s online education tutorials.

Choice of Superannuation Fund, Fund Nomination Form and Letter of Compliance for Corporate Super can be found by visiting publications and forms.

Who looks after my super?

Trustee Fund

OnePath Custodians Pty Limited
ABN 12 008 508 496; AFSL 238346; RSE L0000673

OnePath MasterFund
ABN 53 789 980 697
RSE 1001525

Retirement Portfolio Service
ABN 61 808 189 263;
RSE R1000986

This information is subject to change. Although we consider the sources of this material reliable and we have prepared it with care and in good faith, no warranty is given as to the correctness of the information contained therein and no liability is accepted by OnePath Custodians Pty Limited, nor the ANZ Group, or any other affiliated companies for any statement or opinion or for any error or omission. The contents do not constitute financial product advice and investors should consider obtaining independent advice before making any financial decisions. Investors should read the Product Disclosure Statement (PDS) available at onepath.com.au or anz.com and consider whether this product is right for them.


The information provided above is a brief outline of the major features of Integra Super. It is intended as a quick and easy reference source for investors. The data should not be used as a substitute for reading the Product Disclosure Statement (PDS) prior to you making any decision to invest through Integra Super.

The PDS is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 AFSL 238346 RSE L0000673 and is available here.

Before acquiring the product or deciding whether to continue to hold the product, you should consider the PDS. It is also necessary to consider the type the returns required to be achieved, the levels of risk necessary to achieve those returns, and how long the investment should be held. Past performance is not indicative of future performance. The issuer does not promise any rate of return, or that there will be no capital loss or taxation consequences for investment. The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs.