OneAnswer Pension

OneAnswer Pension

OneAnswer Pension allows you to keep your super invested in a comprehensive range of managed funds – while paying you a tax-effective income to fund your retirement. It is suitable for investors that:

  • transfer your superannuation savings to a pension
  • defer any lump sum tax on cashing in your superannuation
  • receive a regular income from your retirement savings
  • take advantage of the pension tax concessions
  • have a death benefits income stream. 

How to apply

  • Speak to your adviser or phone us on 133 665

Overview

Key Features

  • Extensive investment options - access to over 80 managed funds from leading investment managers.
  • Access to OptiMix - a selection of 12 multi-manager investment funds.
  • Choice of OnePath Multi-manager funds - that blend active and passive management.
  • 'At-Call' access - your pension can be accessed via a fully integrated Cash Management Account facility allowing you 'At-Call' access to your income through ANZ ATMs, EFTPOS, ANZ Branches, ANZ Internet Banking and ANZ Phone Banking.
  • Regular Income - elect to receive your pension income stream monthly, quarterly, half-yearly or yearly.
  • Switching - tailor your investments by conveniently switching between investment funds as your financial objectives change.
  • Online access - track and manage your account online through My OnePath.
  • Dollar Cost Averaging plan - manage and spread the risk of investing by establishing a plan to regularly switch into your selected investment funds over time. 
  • Estate planning - you can nominate who you wish to receive your benefit in the event of your death.
  • InvestorBenefits - access to a range of discounts and special offers through OnePath's exclusive InvestorBenefits.

What investment funds are available?

  • Optimix Manage the Managers (MTM) funds
  • OnePath Multi-manager funds
  • A range of single manager funds managed by a selection of leading fund managers

Account Features

Minimum amounts

Minimum initial investment

$20,000
($25,000 for MoneyForLife investment funds*)

Minimum additional investment

Not Applicable

Minimum regular investment

$0

Minimum switch

$0
(MoneyForLife Switch in - $10,000*)

Minimum total balance

$1,000

Minimum withdrawal

$0

* The minimum investment amounts outlined above for MoneyForLife investment funds refer to the entire balance invested in MoneyForLife investment funds. Refer to the OneAnswer Personal Super and Pension Additional Information Guide for more information.

Forms & brochures

Updates

Product update Date

  OneAnswer BlackRock Asset Allocation Alpha Fund - termination date extended (47kB PDF)

April 2013

  OnePath Mortgages Fund – Important information on underlying investments (41kB PDF)

April 2013

  OnePath Mortgage and Income Plus Funds - Additional Information (45.1kB PDF)

March 2013

  Update – OneAnswer BlackRock Asset Allocation Alpha Fund (41kB PDF)

March 2013

  OneAnswer AXA Australian Property Fund - return of balance  (41.1kB PDF)

February 2013

  Change of distribution frequency for some investment funds (56kB PDF)

January 2013

  OnePath Mortgages Fund – Important information on underlying investments (41.1kB PDF)

January 2013

  Mortgage and Income Plus Funds - Additional Information (229kB PDF)

December 2012

  OnePath Mortgage and Income Plus Funds – Additional Information (131kB PDF)

November 2012

  AXA funds to adopt AMP branding (44kB PDF)

November 2012

  OnePath Mortgage and Income Plus Funds – Additional Information (130kB PDF)

August 2012

  Product Disclosure Statements – legislation changes 2012 (42kB PDF)

July 2012

  OnePath Active Growth and OnePath Conservative funds – Strategic Asset Allocation changes (49kB PDF)

June 2012

  Update on Challenger – introducing Fidante Partners (43kB PDF)

June 2012

  OnePath Mortgage and Income Plus Funds – Additional Information (80kB PDF)

May 2012

  Strategic asset allocation changes to BlackRock Scientific Diversified Growth fund (30kB PDF)

April 2012

  Change of distribution frequency for some investment funds (21kB PDF)

February 2012

  OneAnswer product update February 2012 (64kB PDF)

February 2012

  OnePath Mortgage and Income Plus Funds – Additional Information (81kB PDF)

February 2012

  OnePath Significant Event Notice 27 Feb 2012 (68kB PDF)

February 2012

  OnePath Significant Event Notice 17 Feb 2012 (68kB PDF)

February 2012

  OnePath Expense Recovery Notice (68kB PDF)

February 2012

  OnePath Mortgage and Income Plus Funds – Additional Information (155kB PDF)

November 2011

  OnePath Mortgage and Income Plus Funds – Additional Information (85kB PDF)

August 2011

  2011 Annual Statements - additional explanatory notes (64kB PDF)

July 2011

  OnePath Mortgage and Income Plus Funds – Additional Information (381kB PDF)

May 2011

The information provided in this table is a brief outline of the major features of OneAnswer Pension. It is intended as a quick and easy reference source for investors. The table should not be used as a substitute for reading the appropriate Product Disclosure Statement (PDS) prior to you making any decision to invest through OneAnswer Pension.

The PDS is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 RSE L0000673 AFSL 238346 and can be located under the following link Product Disclosure Statement and should be read in conjunction with all material that is applied, adopted or incorporated by the PDS. You should read the Product Disclosure Statement (PDS) and consider whether this product is right for you.

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs.