Managing and growing your super

Manage and grow your super

No matter what stage you are at in your working life, OnePath can help you make the most of your super – putting you on track for a brighter future. A few small steps now could make a big difference to your lifestyle when you retire. Click below to find out more.

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Bring it together

If you’ve worked for multiple employers, you may have multiple super accounts.

Getting all your super accounts together makes sense. Not only could you save on fees and paperwork, you also reduce the chance of having lost super.

 

There are three simple steps you need to take to bring all your other super accounts to your OnePath super account:

Step
1

Fill in a Rollover Form

Fill in a Rollover Form for Integra Super, Corporate Super or OneAnswer. All the details you need to fill in the form should be on your previous statements from your other super providers. If you can’t find your statements, call the other super provider and they will give you the details.

 

Step
2

Get certified ID

You need to provide certified proof of identity for each fund you rollover. You can use your Australian driver’s licence or your passport. If you don’t have either of these you can use other documents.

Here is a comprehensive list of who can certify ID.

 
 

Step
3

Send us your Rollover Forms

Send your completed form(s) and certified ID(s) to:
OnePath Life Limited
Reply Paid 5113
Sydney NSW 2001

You don’t even need to put a stamp on the envelope. We will contact your other funds and, if we have all the relevant details, your super account(s) should be transferred within 30 working days.

 
 

Important:
By consolidating your super accounts, you may incur additional fees or you may lose your insurance benefits from your existing provider(s). You should discuss any potential super strategies with your financial adviser.

 

Why OnePath?

Having your super with OnePath means you have access to a wide range of member services including:

  • a wide selection of investment funds
  • comprehensive insurance options
  • competitive fees

You also have confidence from investing with ANZ's specialist wealth management business.

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Lost super

According to the ATO, there is over $3 billion in lost or unclaimed super1 – some of which could be yours.

By searching for any lost super and bringing it all together into your OnePath super account, you could give your super balance a valuable boost and have comfort in knowing that all your hard earned super savings are working towards your retirement. Here’s how to do it.

 

Follow these 3 easy steps to find your lost super

Step
1

Search for lost accounts

Use the ATO’s SuperSeeker quick search by entering your tax file number (TFN), name and date of birth. You can even create a login to check your current super account and find any ATO held super. If you find any lost accounts, record the name of the super fund and your member number.

 

Step
2

Fill in a Rollover Form

Fill in a Rollover Form for Integra Super, Corporate Super or OneAnswer to move your lost super accounts into your OnePath account. Make sure you provide certified ID for each fund you rollover, visit our Bring all your super together page for more details.

 

Step
3

Send us your forms

Send your completed form(s) and certified ID(s) to:
OnePath Life Limited
Reply Paid 5113
Sydney NSW 2001

 
 

Important:
By consolidating your super accounts, you may incur additional fees or you may lose your insurance benefits from your existing provider(s). You should discuss any potential super strategies with your financial adviser.

View the short video below to discover more about why you should find your lost super.

 

 

Why bring all your super to OnePath?

Having your super with OnePath means you have access to :

  • a wide selection of investment funds
  • comprehensive insurance options
  • competitive fees

You also have confidence from investing with ANZ's specialist wealth management business.

1. Reuniting people with their lost and unclaimed superannuation, The commissioner of Taxation Annual Report 2010-11, http://www.ato.gov.au/
 

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  • Bring all your super together
 

Take super to new job

It’s easy to take your OnePath super with you to a new job – allowing you to keep all your super in one place.To provide your details to your new employer, simply choose one of the following options:

Option 1: Download the OnePath form

Download a Fund Nomination Form for Integra Super, Corporate Super or OneAnswer.
You simply need to know your Member or Investor Number.


Option 2: Use the details below to fill out the ATO Standard choice form

Use the details below to fill out the ATO Standard choice form and to download a letter of compliance and contribution instructions to provide to your new employer.


 

Integra Super

Corporate Super

OneAnswer

Download letter of compliance and contribution instructions to provide to your employer

SPIN

MMF0146AU

MMF0393AU

MMF0334AU

Phone Number

133 665

1800 627 625

133 665

Fund Name

OnePath MasterFund

Fund Address

347 Kent Street, Sydney NSW 2000

ABN

53 789 980 697

View the short video below to find out more about why you should take you super to your new job.


 

Why OnePath?

Keeping all you super with OnePath means you could save on fees and paperwork, and could reduce the chance of having lost super. You also have access to a wide range of member services including:

  • a wide selection of investment funds
  • comprehensive insurance options
  • competitive fees

You also have confidence from investing with ANZ's specialist wealth management business.

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Provide TFN

If you haven’t provided us with your tax file number (TFN) you may be paying more tax than you need to.

If you haven’t provided us with your tax file number (TFN) you may be paying more tax than you need to.

Provide your TFN now While you are not legally obliged to provide us with your TFN, this may impact the amount of super you will have when you retire.

 

What happens if we don’t have your TFN?

  • You may be paying up to an extra 31.5% tax on your super contributions.
  • We cannot accept additional contributions you make into your super.
  • You will not be able to receive the Government co-contribution in your super account with us, if eligible.
  • From 1 July 2013, we may have to forward any contributions we receive from your employer to the ATO as unclaimed money.

 

How do I check if OnePath has my TFN?

  • Check your latest OnePath super statement.
  • Login to My OnePath > Personal details.
  • Call us on 133 665 (Integra Super and OneAnswer) or 1800 627 625 (Corporate Super).

Submit your tax file number online now or download the PDF form.

 

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Investment choice

When you invest through super, you can choose the investment fund(s) where you would like your money to go. This choice can make a big difference to how much money you end up with in retirement.

Know your investor profile

The types of assets your fund invests in helps determine the level of risk, and the level of potential returns. As shows bellow, asset classes that have a low level of risk have lower potential returns. On the flipside, asset classes with higher potential returns come with higher risk.

 



By working out your investor profile you can help determine your tolerance to risk and help guide which investment option might be suitable for you. Use OnePath’s Investor Profiler now.

 

Make an informed choice

  1. Login to Account Access to find out what investment fund(s) you are currently invested in.
  2. Learn more about the funds available in Integra Super, Corporate Super and OneAnswer.
  3. Read the relevant Product Disclosure Statement for Integra Super, Corporate Super and OneAnswer and consider whether that particular product and investment option is right for you.
  4. Talk to your financial adviser - they can help ensure the funds you are invested in are right for your needs, financial circumstance and objectives.

You can change your investment funds via Account Access or download the form for Integra Super, Corporate Super or OneAnswer.

View the short video below to find out more about how your super is invested.

 

 

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