small business insurance

Small business insurance

You’ve got a business and a family to protect. With OneCare life insurance you can have the flexibility to do it all under one policy.

How to apply

  • or phone us on: 133 667


OneCare Key Features

  • Lifestyle protection. Use the flexibility of OneCare to protect yourself and your family from the financial consequences of sickness and injury.
  • Succession planning. Use life insurance to fund a buy sell arrangement between yourself and a business partner.
  • Key person insurance. Take out life insurance on a key employee whose loss would have a significant impact on your business.
  • Debt protection. Use life insurance to eliminate your personal and business debts if you die or are totally disabled.
  • Business expenses. Take out Business Expense Cover to help pay your fixed business expenses if you are totally or partially disabled.

Who is it for?

  • Sole traders
  • Partnerships
  • Business owners with up to 10 employees

Forms & Brochures


You want to know you’ve got market-leading life insurance, all of the time. That’s why we regularly review and update our products with new features and benefits.

For a summary of the latest enhancements to the OneCare product range – automatically added to your policy at no cost, click here for more information.

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. OnePath Life Limited (OnePath Life) ABN 33 009 657 176, AFSL 238341 is the insurer of each policy from the OneCare range and the issuer of the OneCare Product Disclosure Statement (814kb PDS).

OnePath Custodians Pty Limited (OnePath Custodians) is the issuer of the OneCare Super PDS. You should read the PDS available here (814kb) and consider whether this product is right for you.