OneCare income secure

OneCare Income Secure Cover

Income Secure pays up to 80% of your income if you can’t work because of sickness or injury. It offers a range of cover options – allowing you to tailor your cover to suit you.

Key Features

  • Flexible cover options. Choose from four different cover types to find a level of protection that suits your circumstances and budget.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
  • Income Secure Special Risk. Access a unique form of protection for high-risk occupations.
  • Increasing cover. Increase your sum insured each year as your income increases, without having to take any additional medical tests.
  • Extra Care Cover. Add up to three additional benefits to your Income Secure Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Qantas Points – you can start earning 1 point for every $1 of premium paid (terms and conditions apply*).

Who is it for?

  • People working full-time.
  • Particularly relevant for people with debts and dependants.
  • People in specialised or high-risk occupations.

More OneCare options

OneCare provides a full range of insurance covers, including:

OnePath has adopted the Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. You should read the Product Disclosure Statement (PDS) available here and consider whether this product is right for you.

OnePath Life Limited (OnePath Life) is the insurer of each policy from the OneCare range and the issuer of the OneCare Product Disclosure Statement (PDS). OnePath Custodians Pty Limited (OnePath Custodians) is the issuer of the OneCare Super PDS. Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Life and OnePath Custodians are owned by ANZ – they are the issuer of the products but they are not Banks. These products are not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.

* You must be a Qantas Frequent Flyer member and correctly register valid membership details with OnePath to start earning Qantas Points on eligible OnePath premiums you pay. Points are earned in accordance with the ‘OnePath and Qantas Frequent Flyer Rewards Terms and Conditions’. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at Points are only earned on premiums you pay after OnePath has received your Qantas Frequent Flyer membership details. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these life insurance products.