One Care Business Expenses

OneCare Business Expense Cover

For business owners, Business Expense Cover recognises how much your business needs you. It pays a monthly benefit to cover your fixed business expenses if you are totally or partially disabled - helping your business stay afloat.

How to apply

  • Speak to your adviser or phone us on 133 667

Overview

Key Features

  • Choice of payment. Choose from a guaranteed monthly benefit, or a benefit that’s based on your expenses at the time of claim.
  • Increasing cover. Get a monthly benefit that increases in line with inflation each year.
  • Premium discounts. Package your policy with your other OneCare covers, and with your family or business partner, to reduce your premiums.
  • Extra Care Cover. Add up to three additional benefits to your Business Expense Cover – Accidental Death, Terminal Illness and Extended Needle Stick Benefit. Find out more.
  • Family protection. Protect the whole family by adding Child Cover to your policy. Find out more.
  • Qantas Points – you can start earning 1 point for every $1 of premium paid (terms and conditions apply*).

For a full list of the features and benefits of Business Expense Cover, click here (442kb PDF).

Who is it for?

  • Business owners
  • Sole traders
  • Partnerships

More OneCare options

OneCare provides a full range of insurance covers, including:

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The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. You should read the Product Disclosure Statement (PDS) available here and consider whether this product is right for you.

OnePath Life Limited (OnePath Life) is the insurer of each policy from the OneCare range and the issuer of the OneCare Product Disclosure Statement (814kb PDF) (PDS). OnePath Custodians Pty Limited (OnePath Custodians) is the issuer of the OneCare Super PDS. Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Life and OnePath Custodians are owned by ANZ – they are the issuer of the products but they are not Banks. These products are not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.

* You must be a Qantas Frequent Flyer member and correctly register valid membership details with OnePath to start earning Qantas Points on eligible OnePath premiums you pay. Points are earned in accordance with the ‘OnePath and Qantas Frequent Flyer Rewards Terms and Conditions’. Membership and points are subject to Qantas Frequent Flyer program terms and conditions available at qantas.com/frequentflyer. Points are only earned on premiums you pay after OnePath has received your Qantas Frequent Flyer membership details. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about these life insurance products.