OneAnswer Personal Super

OneAnswer Personal Super is a complete superannuation solution designed to support your clients' in maximising and protecting their wealth. OneAnswer Personal Super offers a comprehensive range of investment funds providing the flexibility to tailor an ideal investment solution for your clients.

Overview

Key Features

Comprehensive investment choice - provide your clients access to over 80 investment funds from over 25 managers.
Access to OptiMix - a selection of 12 multi-manager investment funds.
Choice of OnePath Multi-manager funds – that blend active and passive management.
Flexible remuneration options – Choose from Entry Fee and Nil Entry Fee options.
Powerful online services - OneAnswer provides you access to powerful online services including online application and maintenance transaction forms, integration with Xplan financial planning software and detailed performance reports.
Regular investment plan - provide your clients access to invest regularly and conveniently via direct debit.
Dollar Cost Averaging plan - manage and spread of your clients’ risk of investing by establishing a plan to regularly switch into your selected investment funds over time.
Switching - tailor you clients' investments by conveniently switching between funds as their financial objectives change over time.
InvestorBenefits – access to a range of discounts and special offers through OnePath's exclusive InvestorBenefits.

What investment funds are available?

OptiMix Manage the Managers (MTM) funds
OnePath Multi-manager funds
A range of single manager funds managed by a selection of leading fund managers

Account Features

Minimum amounts
Minimum initial investment	$2,000 ($1,000 for accounts with a Regular Investment Plan and $25,000 for MoneyForLife investment funds*)
Minimum additional investment	$0 ($10,000 for MoneyForLife investment funds*)
Minimum regular investment	$0
Minimum switch	$0 ($10,000 for MoneyForLife investment funds*)
Minimum total balance	$2,000
Minimum withdrawal	$0
Fee options
Flexible fee options	Entry Fee and Nil Entry Fee options
Fee rebates	Available for account balances over $100,000

* The minimum investment amounts outlined above for MoneyForLife investment funds refer to the entire balance invested in MoneyForLife investment funds. Refer to the OneAnswer Personal Super and Pension Additional Information Guide for more information.

Forms & brochures

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Updates

Product update	Date
OneAnswer BlackRock Asset Allocation Alpha Fund - termination date extended (47kB PDF)	April 2013
OnePath Mortgages Fund – Important information on underlying investments (41kB PDF)	April 2013
OnePath Mortgage and Income Plus Funds - Additional Information (45.1kB PDF)	March 2013
Update – OneAnswer BlackRock Asset Allocation Alpha Fund (41kB PDF)	March 2013
OneAnswer AXA Australian Property Fund - return of balance (41.1kB PDF)	February 2013
Change of distribution frequency for some investment funds (56kB PDF)	January 2013
OnePath Mortgages Fund – Important information on underlying investments (41.1kB PDF)	January 2013
Mortgage and Income Plus Funds - Additional Information (229kB PDF)	December 2012
OnePath Mortgage and Income Plus Funds – Additional Information (131kB PDF)	November 2012
AXA funds to adopt AMP branding (44kB PDF)	November 2012
OnePath Mortgage and Income Plus Funds – Additional Information (130kB PDF)	August 2012
Product Disclosure Statements – legislation changes 2012 (42kB PDF)	July 2012
OnePath Active Growth and OnePath Conservative funds – Strategic Asset Allocation changes (49kB PDF)	June 2012
Update on Challenger – introducing Fidante Partners (43kB PDF)	June 2012
OnePath Mortgage and Income Plus Funds – Additional Information (80kB PDF)	May 2012
Strategic asset allocation changes to BlackRock Scientific Diversified Growth fund (30kB PDF)	April 2012
Change of distribution frequency for some investment funds (21kB PDF)	February 2012
OneAnswer product update February 2012 (64kB PDF)	February 2012
OnePath Mortgage and Income Plus Funds – Additional Information (81kB PDF)	February 2012
OnePath Significant Event Notice 27 Feb 2012 (68kB PDF)	February 2012
OnePath Significant Event Notice 17 Feb 2012 (68kB PDF)	February 2012
OnePath Expense Recovery Notice (68kB PDF)	February 2012
OnePath Mortgage and Income Plus Funds – Additional Information (155kB PDF)	November 2011
OnePath Mortgage and Income Plus Funds – Additional Information (85kB PDF)	August 2011
2011 Annual Statements - additional explanatory notes (64kB PDF)	July 2011
OnePath Mortgage and Income Plus Funds – Additional Information (381kB PDF)	May 2011

Fund performance

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The information provided in this table is a brief outline of the major features of OneAnswer Personal Super. It is intended as a quick and easy reference source for investors. The table should not be used as a substitute for reading the Product Disclosure Statement (PDS) prior to you making any decision to invest through OneAnswer Personal Super.

You should read the PDS available here and consider whether this product is right for you. The PDS is issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496 RSE L0000673 AFSL 238346 and should be read in conjunction with all material that is applied, adopted or incorporated by the PDS.

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs.