Adviser super corporate super

Corporate Super

For medium to large-sized businesses, Corporate Super makes it easier for your client to manage their super obligations – with a wide range of features and benefits for members.

Overview

Key Features

  • EasyTransact – OnePath’s online super servicing system
  • Regular communications for employers are available in the site's 'Business' section
  • A wide choice of over 55 investment funds with unlimited free switching
  • The Member Super Centre for online access and education
  • InvestorBenefits – a reward program for members of Integra Super

Who is it for?

Corporate super is focussed on providing services for businesses that:

  • have over 250 employees
  • have low staff turnover
  • have low levels of casual staff
  • want a super fund that makes operating in a ‘choice of super fund’ environment easy
  • prefer to remit contributions electronically.

Features

Benefits for employers

  • Hassle-free new plan installation, transition management and new member set up service
  • Dedicated account management and client service consultants for larger plans
  • EasyTransact for efficient online contribution payments
  • Super Clearing Service (109kb PDF) for free and easy remittance of contributions to other super plans
  • Policy committee support
  • Dedicated customer service and reliable administration support
  • Access to the Employer Centre for ongoing communication support and updates
  • A simple and easy-to-use website

Benefits for employees

  • An online Member Super Centre that includes interactive online financial education, calculators and seminars
  • Exclusive banking, lifestyle and entertainment benefits via OnePath’s InvestorBenefits package
  • A wide choice of over 55 investment funds with unlimited free switching
  • Access to comprehensive insurance cover for death, disablement and income protection
  • Competitive pricing with group fee discounts
  • Family member benefits and discounts
  • Hassle-free rollover assistance from other super funds members may have
  • Convenient online transacting and contribution options, such as BPAY®
  • Helpful and efficient telephone and online customer service
  • The ability for members to keep many of their benefits when they change jobs
  • A straightforward transfer to pension option when a member retires.

Note: Corporate Super is not designed for employers with more than 20% casual employees or high staff turnover (more than 30% p.a.).

Wide investment choice
Corporate Super allows members to choose from of over 55 different investment funds – spread across a wide range of investment styles and asset classes.
These include single manager, multi-manager, sector specific, diversified, index, ethical, alternate, domestic and international investment funds.

OptiMix funds – A range of multi-manager funds diversified across the world’s best investment managers.
OnePath funds – A range of single manager and Multi-manager funds, designed by OnePath.

Competitive and flexible pricing

With access to group rates negotiated by you and your client, Corporate Super offers exceptional value for members. These rates are made possible by OnePath’s size, scale and expertise in managing group super funds.

Type of fee or cost Amount (after-tax)

Establishment Fee

Nil

Contribution Fee

Nil

Transfer Fee

Nil

Termination Fee

Nil

Member Fee

Up to $51 p.a.

Withdrawal Fee

$65.59 (after tax)

Requirements

Minimum average annual contribution per member

$1,500

Minimum additional investment

$250

Minimum switch

$250 per investment fund

Minimum withdrawal

$1,000

Minimum regular contribution

$250 (per month or quarter)

Minimum account balance following partial withdrawal

$5,000

Forms & brochures

Fund performance

FAQs

How can I make personal contributions to my super?

Click here (70kb PDF) to find out more.

Where can I find out more about superannuation and other investment fundamentals?

Visit the Super Learning Centre to access a range of tips, tools and calculators which can help you gain a better understanding of your super. Watch an online tutorial or use a calculator to learn more about the basics of super, how much super is enough and how you can reach your retirement savings goals.

Where can I find more information about the Choice of Superannation Fund legislation

Choice of Superannuation Fund legislation has been introduced by the Federal Government to allow employees, with some exceptions, to choose their own super fund for their Superannuation Guarantee contributions – putting them in control of what could be their biggest source of retirement savings.

The ability to choose a superannuation fund commenced on 1 July 2005

You can find out more about Choice of Superannuation Fund by:

If you already have your superannuation with OnePath, you are well placed in the Choice of Superannuation Fund environment, and can feel confident that you are supported by one of the largest providers of superannuation and insurance in the Australian marketplace. With OnePath, the choice is already yours!

  • Choice of a wide range of individual investment options
  • Choice of over a dozen of the world's leading investment managers from Australia and around the world, including OnePath and OptiMix Manage-the-Manager Portfolios
  • Choice to switch between investment options at any time
  • Choice to structure your portfolio in line with your financial needs and goals
  • Choice of insurance options that can include Death Only cover, Death and TPD, and Group Salary Continuance
  • Choice to roll-over your super on retirement into a selection of pension products, ensuring significant tax benefits
  • Choice of on-line and telephone servicing
  • Choice to learn more about super and investing at any time, through OnePath’s online education tutorials.

Choice of Superannuation Fund, Fund Nomination Form and Letter of Compliance for Corporate Super can be found by visiting the publications and forms.

Trustee and fund

Trustee Fund

OnePath Custodians Pty Limited
ABN 12 008 508 496; AFSL 238346; RSE L0000673

OnePath MasterFund
ABN 53 789 980 697
RSE 1001525

Retirement Portfolio Service
ABN 61 808 189 263;
RSE R1000986

The information provided above is a brief outline of the major features of Corporate Super. It is intended as a quick and easy reference source for investors. The data should not be used as a substitute for reading the Product Disclosure Statement (PDS). You should read the PDS available here and consider whether this product is right for you.

This information is subject to change. This information must not be reproduced without the issuer’s prior written permission.

The PDS is issued by OnePath Custodians Pty Limited (One Path Custodians) ABN 12 008 508 496 AFSL 238346 RSE L0000673. The information in this PDS may change from time to time. Updated information will be available free of charge here. We will issue a replacement PDS if there is a materially adverse change to or omission from information in this PDS. Past performance is not indicative of future performance. The issuer does not promise any rate of return, or that there will be no capital loss or taxation consequences for investment.