OneAnswer Pension

OnePath’s OneAnswer Pension allows your clients' to keep their super invested in a comprehensive range of managed funds while paying them a tax-effective income to fund their retirement.

Overview

Key Features

Comprehensive investment options - access to over 80 managed funds from leading investment managers.
Access to OptiMix - a selection of multi-manager investment funds.
Choice of OnePath Multi-manager funds - that blend active and passive management.
Flexible remuneration options – Flexible One-off, Ongoing and Deferred Adviser Service Fee options.
'At-Call' access - provide your clients access to a fully integrated Cash Management Account that will enable 'At-Call' access to their income through ANZ ATMs, EFTPOS, ANZ Branches, ANZ Internet Banking and ANZ Phone Banking.
Switching - tailor your clients investments by conveniently switching between funds as their financial objectives change over time.
Estate planning - allow your clients to setup Reversionary Pensioner, Binding Nomination or Non-binding Nominations.
Regular income payments - allow your clients to receive their pension income stream monthly, quarterly, half-yearly or yearly.
Powerful online services - OneAnswer provides you access to powerful online services including online application and maintenance transaction forms, integration with Xplan financial planning software and detailed performance reports.
InvestorBenefits – provide your clients' access to a range of discounts and special offers through OnePath's exclusive benefits package.

What investment funds are available?

OptiMix Manage the Managers (MTM) funds
OnePath Multi-manager funds
A range of single manager funds managed by a selection of leading fund managers

Account Features

Minimum amounts
Minimum initial investment	$20,000 ($25,000 for MoneyForLife investment funds*)
Minimum additional investment	Not Applicable
Minimum regular investment	$0
Minimum switch	$0 (MoneyForLife Switch in - $10,000*)
Minimum total balance	$1,000
Minimum withdrawal	$0
Fee options
Flexible fee options	Entry Fee and Nil Entry Fee options
Fee rebates	Available for account balances over $100,000

* The minimum investment amounts outlined above for MoneyForLife investment funds refer to the entire balance invested in MoneyForLife investment funds. Refer to the OneAnswer Personal Super and Pension Additional Information Guide for more information.

Forms & brochures

Advisers, to order printed copies or view adviser-only material, including OneAnswer //Select products, please ensure you are logged in to Adviser Advantage

Updates

Product update	Date
OnePath and OptiMix Diversified Funds – updated disclosure for Alternative Assets (47kB PDF)	May 2013
Strategic asset allocation changes to the OnePath Capital Stable Fund (41kB PDF)	May 2013
OneAnswer BlackRock Asset Allocation Alpha Fund - termination date extended (47kB PDF)	April 2013
OnePath Mortgages Fund – Important information on underlying investments (41kB PDF)	April 2013
OnePath Mortgage and Income Plus Funds - Additional Information (45.1kB PDF)	March 2013
Update – OneAnswer BlackRock Asset Allocation Alpha Fund (41kB PDF)	March 2013
OneAnswer AXA Australian Property Fund - return of balance (41.1kB PDF)	February 2013
Change of distribution frequency for some investment funds (56kB PDF)	January 2013
OnePath Mortgages Fund – Important information on underlying investments (41.1kB PDF)	January 2013
Mortgage and Income Plus Funds - Additional Information (229kB PDF)	December 2012
OnePath Mortgage and Income Plus Funds – Additional Information (131kB PDF)	November 2012
AXA funds to adopt AMP branding (44kB PDF)	November 2012
OnePath Mortgage and Income Plus Funds – Additional Information (130kB PDF)	August 2012
Product Disclosure Statements – legislation changes 2012 (42kB PDF)	July 2012
OnePath Active Growth and OnePath Conservative funds – Strategic Asset Allocation changes (49kB PDF)	June 2012
Update on Challenger – introducing Fidante Partners (43kB PDF)	June 2012
OnePath Mortgage and Income Plus Funds – Additional Information (80kB PDF)	May 2012
Strategic asset allocation changes to BlackRock Scientific Diversified Growth fund (30kB PDF)	April 2012
Change of distribution frequency for some investment funds (21kB PDF)	February 2012
OneAnswer product update February 2012 (64kB PDF)	February 2012
OnePath Mortgage and Income Plus Funds – Additional Information (81kB PDF)	February 2012
OnePath Significant Event Notice 27 Feb 2012 (68kB PDF)	February 2012
OnePath Significant Event Notice 17 Feb 2012 (68kB PDF)	February 2012
OnePath Expense Recovery Notice (68kB PDF)	February 2012
OnePath Mortgage and Income Plus Funds – Additional Information (155kB PDF)	November 2011
OnePath Mortgage and Income Plus Funds – Additional Information (85kB PDF)	August 2011
2011 Annual Statements - additional explanatory notes (64kB PDF)	July 2011
OnePath Mortgage and Income Plus Funds – Additional Information (381kB PDF)	May 2011

Fund performance

Advisers, to view adviser-only material, please ensure you are logged in to Adviser Advantage

The information provided in this table is a brief outline of the major features of OneAnswer Pension. It is intended as a quick and easy reference source for investors. The table should not be used as a substitute for reading the appropriate Product Disclosure Statement (PDS) prior to you making any decision to invest through OneAnswer Pension.

The PDS is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 RSE L0000673 AFSL 238346 and can be located under the following link Product Disclosure Statement and should be read in conjunction with all material that is applied, adopted or incorporated by the PDS. You should read the Product Disclosure Statement (PDS) and consider whether this product is right for you.

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs.