Adviser insurance onecare

OneCare

OneCare provides a comprehensive range of award-winning insurance covers to suit your client’s financial circumstances.

From business owners to home-makers, the flexible nature of OneCare allows you to deliver a tailored insurance solution - all under one policy.

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OneCare

Life Cover pays a lump sum, or equivalent instalments, if your client dies or is diagnosed with a terminal illness.

 

Helpful for:

    • Clearing the mortgage and other debts
    • Funding business buyouts
    • Covering living expenses

Total and Permanent Disability (TPD) Cover pays a lump sum, or equivalent instalments, if your client is disabled as a result of sickness or injury.

Helpful for:

    • Clearing the mortgage and other debts
    • Covering the long-term costs of care

Trauma Cover pays a lump sum, or equivalent instalments, if your client is diagnosed with a specified medical condition.

 

Best for:

    • Covering immediate medical bills
    • Reducing working hours
    • Paying for a holiday

Income Secure Cover pays a monthly benefit of up to 80% of your client’s income if they can’t work because of sickness or injury.

 

Helpful for:

    • Covering day-to-day bills and expenses
    • Taking the financial pressure off the recovery period

Business Expense Cover pays a monthly benefit to cover your client’s fixed business expenses if they are totally or partially disabled.

 

Best for:

    • Maintaining business cashflow
    • Keeping your client’s business running

Living Expense Cover pays an agreed monthly benefit if your client is significantly disabled.

 

 

Helpful for:

    • Protecting home-makers, casual workers, retirees and those not eligible for Income Secure Cover

Child Cover pays a lump sum if your client’s child suffers a specified trauma condition.

 

Helpful for:

    • Paying out-of-pocket medical expenses
    • Allowing a parent to take time off work

Extra Care Cover is a top-up option on the other OneCare policies – allowing your client to add cover for terminal illness, accidental death, and needle stick injuries. 


 

Helpful for:

    • Affordable top-ups to existing policies
    • Those who work in the medical industry

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. You should read the Product Disclosure Statement (PDS) available and consider whether this product is right for you. OnePath Life Limited (OnePath Life) is the insurer of each policy from the OneCare range and the issuer of the OneCare PDS (1,211kB PDS).

One Path Custodians Pty Limited (OnePath Custodians) is the issuer of the OneCare Super PDS. Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Life and OnePath Custodians are owned by ANZ – they are the issuer of the product but they are not Banks. These products are not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.