Investment Savings Bond

OnePath’s Investment Savings Bond represents an opportunity for your clients to accumulate savings in a unique tax environment. The Investment Savings Bond is a 'tax paid' investment vehicle, taxed at a maximum rate of 30%.

Overview

Key Features

Ownership flexibility - an individual, joint individuals, trust, charity, partnership or a company can be a policy owner.
Child Advancement Policy - allow your clients to set money aside for their child's future in a tax-effective manner.
Estate planning flexibility - allow your clients to nominate one or more beneficiaries to receive their proceeds on death with no tax payable.
Specialised funds - offer your clients access to specialised funds including OptiMix Geared Australian Shares, OptiMix Global Emerging Markets Shares, OnePath Sustainable Investments - Australian Shares and OnePath Protected Growth Fund No.2
Switching - available between all open investment funds.
Tax simplicity - where your client makes no withdrawals from the bond in a year of income, your client will not have to include details of the bond, such as earnings, in their annual tax return.
InvestorBenefits - access to a range of discounts and special offers through OnePath's exclusive InvestorBenefits.

What investment funds are available?

OnePath's Investment Savings Bond provides you access to a comprehensive investment menu inlcuding:

11 leading investment funds from OnePath
Eight OptiMix multi-manager portfolios

Account Features

Fee options
Flexible fee option	Entry Fee and Nil Entry Fee options
Who can invest	An individual, joint individuals, trust, charity, partnership or a company can be a Policy owner.
Minimum investment	$2,500 (or $1,000 if using the Regular Investment Plan) $250 per investment fund
Minimum additional investment	$1,000 (or $100 per month or quarter for each investment fund if using the Regular Investment Plan)
Minimum switch	$250 per investment fund
Minimum balance	$2,500 $250 per investment fund
Minimum cash withdrawal	$1,000 (excluding the OnePath Money Market fund)

More information

Use our resources

Fund performance

Forms & brochures

Updates

The information provided is of a general nature and does not take into account your personal needs and financial circumstances. You should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. The Product Disclosure Statement (PDS) is issued by OnePath Life Limited (OnePath Life) ABN 33 009 657 176 AFSL 238341 and is available here. You should read the PDS and consider whether this product is right for you.